Home Loans

Buying a home is one of the biggest purchases you are ever likely to make, so it pays to do some research before you jump in at the deep end.

The main consideration is working out how much you can spend. Unless you are lucky enough to have inherited a nice lump sum, or won the lottery, chances are you'll need to borrow anywhere from 80 to 95% of the purchase price. It's best to approach a mortgage broker or bank to find out what they are willing to lend you before you even start looking for a property.

Struggling to save a deposit? With Wizard's Rent Buster home loan you can borrow up to 100% of the property purchase price. Combined with some of the first home buyer concessions available via State and Federal Government initiatives, this means in some circumstances you can buy your first home without having to save for a deposit in advance. Fees, terms and conditions apply. Find out more.

Whether you’re looking for a new home loan or simply want to make sure you’re still getting a great deal on your existing loan. With hundreds of loans from the banks, other lenders as well as our own home loans, we’ve already done the running around for you, making the whole process quick and easy.

Wizard has some products designed to help borrowers get into the market sooner than usual by providing up to 100% of the property purchase price. Combined with some of the government's first home buyer concessions, this means in some circumstances borrowers can buy their first home without having to save for a deposit in advance.

Wizard's Smart Choice and Clear Value home loans offer 100% finance for owner occupied property purchases up to $500,000 (depending on property and location) with a great interest rate and flexible loan features.

You can also borrow up to 100%^ of the purchase value with a Clear Value home loan.

Click here for more Mortgage Info.